It seems that I have temporarily lost the war with FEMA, at least for the present. I will need to comply with rules governing flood zones until the foundation is complete. Then the surveyor will produce an official elevation certificate which will show that my house will be above any flood plain. However, to be on the safe side, I'll probably opt for insurance anyway. With the planet warming as we speak, I'd be wise to provide myself some insurance for future water level rise. Things could be worse - I could be building on the beach. No one believes there will ever be standing water on the property, let alone in my home, but better safe than sorry.
The builder managed to get the building footers in prior to the extreme weather of earlier this week. With a little bit of luck, the foundation will be in by early next week. Then there won't be any delay due to frozen ground. I expect there will be many more delays before this is over. I can say that I'm enjoying the process anyway. I'm happily choosing things like siding, roof shingles, cabinets, appliances. And I'm learning that everything is more than my builder's allowances. I'm doing my best to be as energy efficient as possible, given the funds available: fridge, dishwasher, washing machine, water heater and heat pump will be "Energy Star".
So, although there isn't a lot going on to show or take photos of, a lot of things are happening behind the scenes. I even have a real street address, a mailbox that will go up in the next couple of days, and a local bank account. So maybe I'm just about an official resident of DE. Please note my new address: 604 Evergreen Lane, Milford, DE 19963.
Today I saw these wonderful Tundra swans grazing (and lazing)on the open fields west of Milford. It seems these, Canada geese and snow geese are in abundance here in the winter months.

